Infinite Remit Services Co. Limited is a payment service provider registered in Ireland since May 2023, classified under activity code 6499 (other financial services excluding insurance and pension funds). Its name appears on bank statements of consumers who have ordered from e-commerce platforms, often Asian. The problem starts here: this name does not correspond to the seller, the carrier, or the marketplace itself.
Infinite Remit debit on bank statement: identifying the true beneficiary
A debit label displaying “Infinite Remit Services Co Limited” does not mean that this entity sold or shipped anything. Infinite Remit acts as a payment intermediary, not as a merchant. The company collects on behalf of a third-party seller and then forwards the funds. This mechanism is common in cross-border online commerce, where a payment aggregator substitutes the final seller on the debit line.
The difficulty lies in the opacity of the bank statement. Most French banks only display the name of the payment service provider, without mentioning the final merchant. To trace back to the actual beneficiary, we recommend directly contacting the bank’s customer service and requesting the complete details of the debit, including the transaction ID and the actual beneficiary. This approach remains the most reliable way to clear up any doubts.
Before initiating a dispute procedure, it is advisable to cross-reference several pieces of information about Infinite Remit Services Co. Limited with the history of your own online purchases during the relevant period.
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Legitimate debit or fraud: concrete distinguishing criteria
The absence of immediate recognition of a debit does not constitute proof of fraud. Online feedback predominantly shows cases where the consumer had indeed placed an order but did not recognize the name on their statement. The real fraudulent debit, however, presents different characteristics.
Here are the elements to check to make a decision:
- Compare the debited amount with the order confirmations received by email during the corresponding period, including orders placed on lesser-known marketplaces where payment is often outsourced.
- Check if the amount corresponds to a currency conversion (a purchase in dollars or yuan may produce an amount in euros slightly different from that displayed at the time of order, due to the exchange rate applied by the intermediary).
- Search your email for the terms “Infinite Remit,” “order confirmation,” or the exact amount of the debit to find any possible automatic confirmation.
- Request from the bank the payment authorization number, which allows tracing the transaction back to the terminal or originating platform.
If none of these cross-references yield results, the debit may indeed be unauthorized. In this case, disputing with the bank (opposition or chargeback depending on the card network used) becomes the appropriate procedure.
Legal status and limits of Irish regulation
Infinite Remit Services Co. Limited is registered in Dublin under number 740373, with a “Normal” status in the Irish companies register. The company is classified as a micro-enterprise. Its current director is also listed as a director of four other Irish entities.
An active registration does not guarantee a payment services license. In Ireland, payment service providers must obtain authorization from the Central Bank of Ireland to operate legally within the European Economic Area. We have not found, in the available sources, confirmation that this company holds such authorization. This point deserves direct verification with the register of the Central Bank of Ireland before considering a dispute as closed.
The fact that the declared address is shared with several hundred other companies is a signal to take into account. This type of domiciliation (shared registered office address) is legal and common for lightweight structures, but complicates any attempt at direct contact or formal notice.
Recourse in case of dispute with Infinite Remit Services
The claims process depends on the nature of the issue encountered. A non-received package falls under the seller or carrier, not the payment service provider. Infinite Remit does not intervene in logistics or after-sales service. Contacting this company for a delivery issue is therefore a dead end.
Recourse is structured as follows:
- For a missing package or an incorrect item, the claim should be addressed to the seller identified via the order confirmation, or to the marketplace if the purchase was made through an intermediary platform.
- For an unauthorized debit, the chargeback request to the issuing bank remains the main lever. The dispute period varies depending on the networks (Visa, Mastercard), but the request must be made promptly.
- For a persistent dispute without a response from the seller, reporting to the DGCCRF (via SignalConso) or a consumer protection organization allows for the opening of a formal case.
Field feedback does not highlight any structural fraud directly attributable to Infinite Remit Services. The real risk is that of a classic merchant dispute rendered opaque by the payment intermediation chain. This opacity, more than the company itself, generates the majority of online reports.
Keeping a systematic record of each online purchase (screenshot of the order, confirmation email, amount in original currency) remains the best protection against this type of situation. When a debit appears under an unknown name, it is often this documentation that allows for a quick distinction between an oversight and a genuine anomaly.